Mobile Home Lender - Mobile Home Refinancing - Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan    
Lender Refinance Mobile Home - Equity Loans- Fixed rates - No prepayment penalties - No upfront costs - NO OBLIGATION
Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan.  5% down and you can own
a new or used manufactured home.
Get pre-qualified for free and quickly
find out how much you can afford.
Mobile Home Refinance Loans
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate, turn your adjustable into a
fixed rate and get cash out!
Mobile Home Equity Loans
Cash out your equity now for
debt consolidation, home
improvements, paying off
debts or anything else you
want with your home's equity!
Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved  
Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold!
Mobile Home Loan Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs  
Mobile home refinancing lenders - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION
Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to
many thousands of satisfied customers with superior service second to none.  We specialize in options for mobile home refinancing,
mobile home loans, mobile home financing and manufactured home lenders products specifically for manufactured housing lending nationwide.  
Your request gains access to mobile home purchase loans and mobile home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
FHA Loans - Home on land Refinancing and Purchase Programs - 50 States
If You Don't See It....Ask!
Invest 90 Seconds!
Free Loan Request
No Application Fee
Low Fixed Rate
Nationwide Service
"Mobile Home Refinance Lender, Refinancing, Financing Mobile Home Land Loans, Refinance Mobile Home In Park, Loans"
Refinance manufactured home lender- Refinance mobile homelender
Mobile Home Lender - Mobile Home Refinance - Refinancing Loans
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FREE REQUEST
  Mobile Home Financing - Manufactured Home Loans - Mobile and Manufactured Home Refinancing --- Get the Best Rates & Terms! -- Mobile home, modular home loans and refinancing Loans, a nations leader in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities. -- Free Quote and No Obligation --- Mobile Home Refinancing - Mobile Home Loans - Refinance -- Skip A Payment --- Mobile Home Financing - Interested in a mobile home refinance or a loan for financing the purchase of a mobile home. Ask us about a mobile home refinancing loans or about a mobile home loan. Financing and refinancing for manufactured, mobile and modular homes. Fixed Rates --- Loans funded in the following states AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MO MN MS MT NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Lower Your Payment
Shorten Your Term
Fixed Rates Only
No Variables or Step Ups
Remove a Co-Borrower
No Prepayment Penalty
Home Only or On Land
All-Time Low Mortgage Rates: Time To Refinance?‏


It may seem like there is no end in sight to new record-low interest rates
with the interest rates we've been experiencing for the last year or so.
Recently, Freddie Mac's Primary Mortgage Market Survey, which provides
a snapshot of national average mortgage rates, reported a national
average rate of 4.56% with 0.7 points on a 30-year fixed-rate mortgage.
At the same time last year, the rate was 5.2% with 0.7 points.
So, you might be asking yourself, is it time to refinance?

Facts to Consider

Your Breakeven Period
Your breakeven period is one of the most important considerations in a
refinance. To determine your breakeven period, you need to look at the
monthly savings you'll create by refinancing and the total cost to
refinance your loan. Let's say that by refinancing, you'll save $200 a month,
and that the cost to refinance is $4,800. To determine your breakeven period,
divide your refinance cost by your monthly savings. In this example,
the breakeven period would be 24 months, or two years.

If you plan to stay in your house for longer than the breakeven period,
refinancing might make sense. Now, if you're only planning to stay there
for 26 months, will that $400 you save be worth the time and hassle of
going through the refinancing process? That's a personal choice. But if
you're planning to stay in the house for another 10 years, the refinance
would save you $2,400 a year for eight years, or $19,200
(less the cost of the refinance).

Our seasoned mortgage specialists can guide you through the refinance
process seamlessly and painlessly, we promise.  So, considering the
facts here, we'll help you analyze your particular financial goals and
look at all options available.

Lower your monthly bills with
mortgage refinance loans, debt consolidation loans,
and home equity loans.
"Where Great Rates, Great Programs and Customer Service Meet"
Mobile Home Loans funded in the following states
AL AK AZ AR CA CO CT DE FL GA HI IA ID IL IN  KS KY LA MA MD ME MI MO MN MS MT
NE NC ND NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA,
H
awaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Mi
chigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New
Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rh
ode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West
Virginia WV, Wisconsin WI, Wyoming WY,  Loans Home Financing and Refinancing Home Loans